XM Partner Code “4BW9T” – Get 20% Off on Trading Fees (Full 2025 Guide)

Saving money on trading fees is one of the smartest ways to maximize your forex and CFD trading profits. If you’re planning to join XM—one of the world’s most trusted and regulated brokers—then using the XM Partner Code “4BW9T” is the easiest way to instantly get 20% off on trading fees and enjoy exclusive trading benefits available only to referred users.

In this comprehensive 2000-word guide, we’ll walk you through everything you need to know about this special partner code, how to activate it, the benefits you receive, trading conditions, platform features, account types, bonuses, safety regulations, and why XM continues to be one of the most preferred brokers across the globe.

Whether you are new to trading or switching from another broker, this article will help you get started with maximum savings.

What Is the XM Partner Code “4BW9T”?

The XM Partner Code “4BW9T” is a referral/partner code designed for new users who create an XM trading account. By applying this code during registration, traders receive exclusive discounts up to 20% on trading fees, depending on the account type they choose.

Key Benefits of Using the Code 4BW9T:

✔️ 20% Off Trading Fees for new users

✔️ Lower spreads & reduced commissions

✔️ Access to premium educational tools

✔️ Withdrawal processing without extra charges

✔️ Eligibility for ongoing promotions and contests

✔️ Works for all supported countries (where XM operates)

This makes the partner code ideal for anyone who wants to start trading with lower costs and more benefits.

How to Use the XM Partner Code “4BW9T” (Step-by-Step Guide)

Applying the XM Partner Code is extremely simple. Just follow the steps below:

1. Visit the Official XM Website

Go to the official XM registration page.
Make sure you are using the official domain to ensure safety and regulatory compliance.

2. Start the Account Registration Process

Click on “Open Account” or “Register”.
You will be asked for basic information such as:

Full name

Country

Phone number

Email address

3. Enter the XM Partner Code

When you reach the referral/partner code field, enter:

👉 Partner Code: 4BW9T

This will automatically activate the 20% fee discount for your account.

4. Choose Your Account Type

XM offers multiple account types such as:

Micro Account

Standard Account

XM Ultra Low Account

Shares Account

All accounts support the partner code benefits except the Shares account (fees differ).

5. Complete KYC Verification

For security reasons, XM requires verification through:

Government ID

Address proof

Phone/email verification

Your account will be activated within a few hours.

6. Make Your First Deposit

XM supports various deposit methods including:

Bank Transfer

Credit/Debit Cards

Skrill

Neteller

Crypto (in selected countries)

There are no deposit fees from XM’s side.

7. Start Trading With Lower Fees

Once the account is funded, you can start trading with the 20% trading fee discount pre-activated.

Why Choose XM? (Top Reasons Traders Prefer XM in 2025)

XM is known globally for offering a transparent, secure, and user-friendly trading environment. Here’s why it stands out:

1. Regulated & Trusted Broker

XM is regulated by top financial authorities:

CySEC

FCA

ASIC

IFSC

This ensures strong client protection, segregated funds, and transparent operations.

2. Ultra-Low Spreads & Low Commission

With the XM Partner Code “4BW9T”, traders get an extra 20% fee discount, allowing more profits to remain in their pockets.

Typical spreads:

EUR/USD starting from 0.6 pips

Gold spreads starting from 0.15

Crypto spreads highly competitive

3. Platforms Supported

XM supports industry-leading trading platforms such as:

MetaTrader 4 (MT4)

MetaTrader 5 (MT5)

XM WebTrader

XM App (Android & iOS)

These platforms support features like:

Indicators & charting tools

Expert Advisors (EAs)

One-click trading

Copy trading (via third-party services)

4. Fast Deposits & Withdrawals

XM is known for its same-day withdrawal processing.
There are:

No hidden fees

Zero extra withdrawal charges

Fast approval timelines

5. Ideal for Beginners & Professionals

Beginners benefit from educational content like:

Trading videos

Daily webinars

Forex seminars

Demo accounts with virtual funds

Professionals enjoy:

Low spreads

High execution speed

Deep liquidity

Advanced charting tools

XM Trading Account Types Explained

Here’s an in-depth look at each account and whether the partner code applies:

1. Micro Account

Best for beginners

Lower risk with micro lot sizes

Leverage up to 1:1000

Compatible with Partner Code “4BW9T”

2. Standard Account

Best for intermediate traders

Full-size lots

Competitive spreads

Partner code discount applies

3. XM Ultra Low Account

Tightest spreads offered